Most banks have set up annual fee concessions for credit cards, which can be exempted from annual fees or a certain amount. However, some cardholders failed to meet the requirements, so the annual fee was deducted. After the annual fee is deducted for failing to meet the requirements of credit card swiping, some banks are allowed to refund the annual fee through supplementary swiping within a period of time after deducting the annual fee. After the conditions are met, the annual fee is recorded, that is, the annual fee is returned to the original deduction account.
Therefore, the annual fee deduction of 580 for credit cards refers to credit cards that do not meet the annual fee concessions. After the annual fee is deducted, it will be replenished according to a certain amount or amount, so the deducted annual fee of 580 yuan will be returned to the original deduction account, and no annual fee will be paid this year. It is suggested that cardholders find out the preferential annual fee of their cards, so as to better reduce their credit cards and enjoy the preferential annual fee.
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Precautions for annual fee of bank card:
Credit cards will have a fixed annual fee, but different types of cards will have different charging methods. Credit cards are divided into ordinary cards, gold cards, platinum cards, diamond cards, black cards and so on. Cardholders with ordinary cards or gold cards can swipe their cards 3 to 6 times a year without the annual credit card fee. The specific number of swipes will vary according to different commercial banking systems.
Credit card is a fixed annual fee system starting from platinum card, which is mainly suitable for high-end consumer groups, and can enjoy exclusive items such as airport VIP lounge, airport pick-up, and domestic and foreign star hotel reservations. Riding a bull and watching a bear, it is found that some advanced credit cards can deduct part of the annual fee with points, and the annual fee system of different types of advanced credit cards will be different.
Baidu encyclopedia-annual fee of bank card