the central bank has not directly acknowledged which brand is reliable, because it is beyond the responsibility of the central bank. However, the central bank only issues payment licenses, and payment companies engaged in POS business in China must have payment licenses, which is what we often call a clearing machine. The familiar Yiqing brands are Lacarra, Shengfutong, Qian Bao and Haike Rongtong.

1. how to calculate the handling fee rate of POS machines?

at present, there are several rates for POS machines. How much is the handling fee for swiping a card with a POS machine in 1 yuan? It depends on what payment channel you choose to settle the transaction. If you swipe your card, it is ,6%, and if you scan the code or QR code, it is ,38%. If the card is swiped at the standard rate, only the handling fee is 1x, and 6%=6 yuan. How to scan the code or China Unionpay Quick Pass is .38%, and only the handling fee is 1x, 38%=3, 8 yuan.

second, is it a crime to cash out a credit card with a pos machine?

it is a crime. As long as it is exchanged by illegal or false means to obtain cash benefits, it belongs to cash-out behavior. Cash withdrawal refers to the direct payment of cash to credit card holders by fictitious transactions, false pricing, cash return, etc. by using point-of-sale terminal equipment (POS machines) and other methods in violation of state regulations. Merchants collude with bad cardholders or other third parties, or merchants themselves take cash by virtual transactions.

legal basis according to article 196 of the criminal law, the crime of credit card fraud refers to the act of using credit cards to defraud a large amount of property for the purpose of illegal possession, in violation of credit card management regulations. The use of credit cards generally refers to the use of forged or invalid credit cards or fraudulent use of other people's credit cards or malicious overdraft. The crime of credit card fraud is a kind of fraud crime, and the relationship between this crime and fraud crime is a special law and a general law. In this crime, credit card is a criminal tool, not an object of crime. If the perpetrator uses a credit card as a criminal tool to engage in fraudulent activities, he shall be convicted and punished for this crime according to the principle that the special law is superior to the general law. Therefore, the crime of credit card fraud, in short, is the criminal activity of fraud by using the credit embodied by credit cards.

POS machines are all industry coded and recorded in the banking system. For example, the POS machines in a breakfast shop generally don't swipe their cards in the middle of the night, so if we brush the inappropriate POS machines at inappropriate times, we may face the risk of being blocked.