The following items will not be calculated:

1. Pay revolving credit interest, annual fee, late payment fee, installment fee and other expenses with Longka credit card, and withdraw cash for repayment.

2. Related expenses withheld and remitted, and transactions paid by credit card;

3, real estate, automobile, wholesale, hospitals, schools and other non-profit industries such as charity and social services, as well as financial and government payment transactions (such as insurance, investment, tax payment, fines);

4. Transaction types and merchants designated by other banks.

5. If the merchant fails to install the bank card acceptance equipment according to the regulations of China UnionPay, resulting in the calculation of points for transactions that should not be given points, the bank has the right to deduct the points of the cardholder. If the acquiring bank or merchant fails to correctly set the merchant category according to the regulations of China UnionPay, the bank will not be responsible for the accumulation of points.

Extended data:

Payment method:

There are generally four ways to pay insurance premiums: one-time payment, annual payment, quarterly payment and monthly payment. Insurance rate refers to the proportion of insurance premium calculated according to the insurance amount. Taking property insurance as an example, it is considered according to the type of the subject matter insured, the possibility of danger, the quality of the storage place, the degree of possible losses and the insurance period.

The unit of insurance amount for calculating the insurance premium rate is generally per thousand yuan, that is, how much insurance premium should be paid per thousand yuan, usually expressed in thousandths. Insurance rate consists of pure rate and additional rate. The sum of these two rates is called the total rate, that is, the rate at which the insurer collects insurance premiums from the insured.

Baidu encyclopedia-insurance premium