1. I borrowed 2W from Guangfa Credit Card and paid it back in 24 installments. The interest is

2, yuan for 24 installments. If the annual interest is 6.15%, the total interest is 1,36.35 yuan and the monthly interest is 887.76 yuan. Guangfa Bank can apply for 24 installments for credit card spending, and the handling fee rate for each installment of 24 installments is .72%. Guangfa Credit Card can be divided into 24 installments, and the installment number of Guangfa Bank is 6, 12, 18 and 24. The installment function can only be used for a single consumption in 5 yuan.

1. Conditions required to get a bank loan:

1. Citizens aged 18-65 with China nationality (excluding Hong Kong, Macao and Taiwan residents)

2. Working and living locally

3. Now the company is officially in

4. White households must pay more than 3, yuan (social security and provident fund must be the same) < p

2. If you have a stable job and earn a good salary, you need to submit the running proof of your recent salary card;

3. Unmarried persons shall submit unmarried certificates, and married persons shall submit relevant materials of their spouses and family members;

4. Have a fixed account with the bank applying for a loan;

5. Other requirements of the lending institution.

Third, the process of going to the bank for loan: _

1. Submit an application to the local bank or lending institution;

2. Prepare the loan;

3. Face-to-face signing of banks or lending institutions;

4. The bank reviews the qualifications of the lender;

5. Approved and successful loan

4. Advantages of installment payment:

1. Installment payment, with insufficient funds, consumption in advance, self-payment

2. Installment payment, which is very simple and fast, and does not require third-party guarantee.

3. Payment by installments. The date and amount of each payment are very fixed, and the schedule is fixed. You can know the details of the bill.

4. installment payment can reasonably arrange your own economic control, so that you can be aware of it and repay it step by step.

5. installment payment can improve the real credit of banks.

5. Disadvantages of installment payment:

1. Installment payment has more interest than a long time.

2. There is a handling fee for installment payment, and the handling fee will be deducted for early repayment. The longer the installment is, the more the handling fee will be

3. If the installment payment is overdue, late fees and more interest will be generated.

4. The branch will be blacklisted, which will have an impact on itself.

5. installment payment will make people feel repayment pressure, and a stable economic income is more important.

2. I borrowed 2W from Guangfa Credit Card and paid it back in 24 installments. The interest is

2, yuan from Guangfa Credit Card with 24 installments. If the annual interest is 6.15%, the total interest is 1,36.35 yuan and the monthly interest is 887.76 yuan. Guangfa Bank can apply for 24 installments for credit card spending, and the handling fee rate for each installment of 24 installments is .72%. Guangfa Credit Card can be divided into 24 installments, and the installment number of Guangfa Bank is 6, 12, 18 and 24. The handling fee is charged monthly for the current period, and the installment function can only be used for a single consumption in 5 yuan. Credit card loan means that the bank gives a certain amount according to the credit status of credit card holders, and cardholders can use credit cards for credit card consumption. Credit card loan repayment methods are divided into one-time repayment and installment repayment. Credit card installment payment refers to the process that when a cardholder uses a credit card to make a large amount of consumption, the bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and then the cardholder repays the money to the bank in installments and pays the handling fee. According to the cardholder's application, the bank will deduct the consumption funds and handling fees by stages through the cardholder's credit card account, and the cardholder will repay them according to the monthly recorded amount. From the form of installment payment, there is a limit on the starting amount of a single transaction for cardholders to handle this business, and the level of installment repayment and the standard of handling fee are also different. It can be roughly divided into three categories: 1. It is carried out in cooperation between banks and special merchants, but the types of products are limited; 2. It's a catalogue of goods offered by the bank, which is purchased by the cardholder, and then the bank entrusts the supplier to deliver the goods to the customer; 3. Merchants and commodities are not limited. Cardholders can apply to the bank for installment repayment after shopping, and even some banks set the acceptance scope as global. The starting point of the settlement amount is the minimum amount of each settlement voucher stipulated by the bank when handling the transfer settlement. The purpose of setting the starting point of the settlement amount by the bank is to concentrate on the settlement supervision of the price of large transactions. Because small settlement funds are transferred through the bank, it will increase the unnecessary business volume of the bank, so the bank should set a suitable starting point for various settlement methods; The starting point should be changed with the development of commodity economy and the adjustment of prices. The starting point of the settlement amount of the national common settlement method in different places shall be formulated by the People's Bank of China; The starting point of settlement in the same city or county shall be formulated by the branches of provinces, municipalities and autonomous regions.

3. I will lend you a credit card for 2W and pay it back in 24 installments. The interest is

Hello, I can't give you accurate data because I don't know how much monthly interest Guangfa Bank will give you. Calculated by the general monthly interest rate of .75%, the monthly interest rate is 2,.75% = 15 yuan, the monthly principal is 2,/24 = 833.3 yuan, the monthly repayment is 15,833.3 = 983.3 yuan, and the total repayment is 983.324 = 23,6 yuan, of which the principal is 2, yuan and the total interest is 3,6 yuan.

4. how much interest does Guangfa Credit Card charge for 2, yuan in three years?

Guangdong Development Bank applies for 24 installments with 2, yuan for credit card installment, and the handling fee rate for each installment is .65%.

monthly payment: handling fee of 2, x .65% and principal of 2,/24 = 13,833.33 = 963.33 yuan.