1. What is the credit limit of Mintai Bank's JD Finance Travel Co-branded Card?
This credit card is a joint card of Bank of Mintai and JD Finance. Friends in Zhejiang can Apply through the fixed entrance of "Credit Card" in JD.COM Mall and Jingdong Financial app, or through advertising resources such as carousel map in flight/high-speed rail butler app. Although there are many application channels, the audit was conducted by the Bank of Mintai.
The regulations of Mintai Bank on the credit card limit are that the fixed limit is generally not more than 65438+ 10,000, and the maximum limit is 300,000. The specific amount depends on the applicant's credit situation. Usually, after receiving the information submitted by the applicant, the bank will score according to factors such as age, gender, work unit, position, salary income and family conditions, and give credit according to the final score.
Therefore, the better the applicant's credit conditions, the easier it is to apply for a card, and the higher the amount of approval for handling a card.
2. How to increase the amount of Mintai Bank Jingdong Financial Tourism Co-branded Card?
If you are not satisfied with the credit card limit, don't cancel it in a hurry. After all, the credit card quota is not fixed, and the bank will adjust the fixed quota from time to time according to the cardholder's card usage and credit status.
It is necessary for friends who want to increase the quota to spend more by credit card, repay on time, and develop good card use behavior. Generally, there will be an opportunity to withdraw cash once every 3 to 6 months, and the specific withdrawal results will be subject to the bank evaluation results.