Abstract: Debit cards and credit cards are two different payment methods, and there are obvious differences between them. A debit card is a card issued by a bank, which can be used to pay for consumption, but is subject to a balance limit; a credit card is a card issued by a bank, which has a certain credit limit, and can be used to pay for consumption, but requires payment of interest.

Text: 1. The difference between debit card and credit card. A debit card is a card issued by a bank and can be used to pay for consumption, but is limited by the balance. The consumption amount cannot exceed the balance; while a credit card is a card issued by a bank. It has a certain credit limit and can be used to pay for consumption. But interest needs to be paid.

2. Purpose of debit and credit cards. Debit cards can be used to pay for daily consumption, such as buying food, clothes, etc.; while credit cards can be used to pay for large purchases, such as purchasing home appliances, vehicles, and other large purchases.

3. Security of debit and credit cards. Debit cards are more secure because they are limited by the balance, and the consumption amount cannot exceed the balance; while credit cards are less secure because they have a certain credit limit and are susceptible to the risk of fraud.

4. Debit and credit card fees. Debit cards have lower fees and generally do not charge an annual fee; credit cards have higher fees and may charge more fees in addition to the annual fee.

5. Interest on debit and credit cards. Debit cards do not charge interest; credit cards charge interest, usually at a higher rate.

6. Scope of use of debit cards and credit cards. Debit cards have a wider range of use and can be used online and offline; while credit cards have a narrow range of use and can only be used for online payments and cannot be used for offline payments.