1. Large credit cards:
Some people have great demand for credit lines and want to apply for large credit cards. However, when banks approve bids, they will have a set of strict and perfect auditing standards, especially the four major banks, which will not give high initial quotas. There are indeed a large number of people in society who need large credit cards, so scammers are eyeing them. They have prepared a set of words in advance, claiming that they are from the UnionPay POS machine center and so on, and do not belong to any bank, but there are so-called preferential policies at present. If a merchant buys a POS, he will give a large credit card. However, I bought a lot of POS machines, but I didn't have any large credit cards. I held out hope and didn't say anything, and I spent money in vain.
2. Withdrawal
For many people, credit cards are practical and easy to use, but they are always not enough. It is not easy for banks to take the initiative to withdraw the amount, and it is still difficult to pass the examination and approval if they want to apply with banks. Therefore, there are some people in the society who use "free withdrawal", or charge 1%-5% for withdrawal, or brush on their behalf, etc. Either way should actually attract the attention of all cardholders. For example, we all know that if the frequency and amount of consumption are high, banks usually give a higher amount. Therefore, the person who "raised the amount" asked the cardholder to charge the fees of different businesses separately, and then cash them back, etc., but in the end, it was probably just an empty joy. Not only could the amount not be raised, but the cardholder had to fill the hole in the credit card.
3. White-washed credit information
Because the credit card's "three times a day, six times a day" will damage the credit information of the cardholder, which will directly affect the future car loan situation, especially the financial business related to the bank in the future, and will also be strictly restricted. Therefore, many debtors pay special attention to the issue of credit reporting, but it needs to be clear that credit reporting can't be washed away unless it can be repaired under special circumstances, especially those who claim that they can recover well as long as they take money. Can you believe it? I can't believe it! I can't believe it!
4. Revolving credit card
If someone tells you that you can withdraw 42, yuan in a year as long as you pay back one or two hundred yuan every month. Is there a feeling that a pie just falls from the sky and always hits you on the head? Heartbeat? Don't dare to move ... This kind of scam is to take advantage of some people's psychology and trick people into falling for it through all kinds of clever packaging. However, the money is deducted at different levels, for example, as long as the membership fee is paid, you can apply for the card in advance and enjoy the discount in advance. These framed words, in fact, are full of loopholes as long as they are rationally distinguished. But there are still some people who blindly believe that they can really get a big bargain and make a lot of money in the future ... but they don't know that they are the "fat sheep" who have been made a lot of money, and they don't even know it. They are immersed in the dream of making a fortune. It's time to wake up!
Although the credit card is very practical, it can lead to many "pits" in reality. Be careful, so as not to be cheated by these routines carelessly.