Credit cards are usually valid for 3-5 years, and the specific time is displayed on your credit card in the format of "month/year". For example, 07/23 means that your credit card will expire in July 2023.

If your credit card is about to expire, the bank will send you a renewal notice and then mail you a new card. After the cardholder receives the new card, if the new card is activated, the old card will be invalid, and the information such as points in the card will be transferred to the new card.