Credit card charges are generally recharged in real time and received in real time, and the latest time is no more than 30 minutes. However, there are also some abnormal situations such as unstable supplier system, non-real-time receipt, delay and unsuccessful recharge. If this happens, you can pay attention to the recharge status on the "recharge history" page of the client. Or call customer service. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.

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1. In most cases, citizens with full capacity for civil conduct (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

2. The object of applying for a credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

3. The application method is generally to fill in the credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.

Telephone charges usually refer to the prepaid expenses of telephone calls. When the phone bill balance is insufficient, it will cause downtime, which will lead to the service provider unable to continue to provide services to users and the phone can not be used. Sometimes it also refers to the cost of telephone consumption, so telephone charges generally refer to prepaid or consumer expenses.