When you buy a large amount at one time, you can divide the total amount of goods or services into several periods (months) on average, and repay them on time every month (period). In a special shopping mall, the transaction is completed through the designated POS machine, which is called "shopping mall installment payment"; Bank of China also provides you with "Easy Purchase by Stages", which is not restricted by designated shopping malls and commodities. You can apply with a phone call, which is simple and convenient, and it is easy to buy what you like.
1. Easy to purchase by installment:
If you spend more than 1000 yuan on a single credit card, you only need to call our customer service hotline 3 days after the transaction date to 2 days before the latest bill date, and you can turn this ordinary consumption application into installment payment, and choose the number of installments of 3 months, 6 months, 9 months, 12 months, 18 months and 24 months. We will charge a one-time installment fee.
2. Merchant staging:
You can buy goods or services that can provide installment payment at the cooperative merchants designated by Bank of China. After the installment payment business model is selected, the merchant cashier will perform relevant card swiping operations according to the installment payment business rules of China Bank. The specific staging rules shall be subject to the announcement issued by the merchants.
3. Smart purchase:
Smart purchase, installment shopping, zero interest, zero handling fee and zero freight. As long as you have a series of credit cards of Bank of China, log on to the portal of Bank of China or check the product manual to select your favorite products, and call the merchant's ordering hotline to successfully order products, you can enjoy free home delivery service!