First of all, we should know that after we transfer this cash, the interest on the money in CCB's credit card is calculated according to the daily interest rate of 0.05%. Then the specific calculation method of the daily interest rate we just mentioned is this: interest is equal to the transferred amount multiplied by our daily interest rate and then multiplied by the number of days.
Secondly, I want you to tell everyone that after we calculate, in addition to the interest just mentioned, the bank will still charge us a certain amount of formalities. For example, there was a CCB credit card user who transferred his 10,000 yuan in cash, and it took him about ten days. Then the interest generated by this cash is, 1 ten thousand yuan multiplied by 0.05%.
3. For the cash transfer business, the interest and handling fee charged are the same as the overdraft withdrawal. The handling fee is charged on a per-transaction basis, which is 1% of the transfer amount, with the lowest 2 yuan and the highest 100 yuan. There is no handling fee for transferring the overpaid funds to the bank account in the same city. Cash transfer does not enjoy interest-free repayment, and interest is calculated from the bank bookkeeping date. The interest rate on the benchmark date is 5/10000, with compound interest calculated monthly.
4. In daily life, if the user wants to cash in the credit card of CCB, then he must have a debit card and a credit card. Debit cards have been used for online banking. The specific steps are: 1. The cardholder logs into the online bank account of CCB and finds the credit card service. 2. Enter personal data according to the prompt, in which the account number is your own credit card number and the account password is credit card consumption _ cash withdrawal password, and enter the additional code according to the box on the right. 3. After the credit card is bound to the online banking, click the "Cash Transfer" option and enter the password to successfully operate.
CCB Credit Card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card.