Many people don't repay in time because they don't know when the repayment date of their credit cards is. Someone asked before: When is the repayment date of Guangfa Bank's credit card? Some people also asked how to inquire about the repayment date of Guangfa Bank's credit card. Today I will introduce its query method to you.
When is the repayment date of Guangfa Bank's credit card?
There are two repayment dates for credit cards of Guangfa Bank, one is the 20th day after the bill date, and the other is the 26th day after the bill date.
The statement of the credit card of Guangfa Bank is the date of the cardholder's birthday. In other words, if your birthday is 10, then the repayment date of your credit card is the 30th or 6th of next month.
Method for inquiring repayment date of credit card of Guangfa Bank
I. Online banking inquiry
You can log in to the online banking of Guangfa Bank and select "Account Management" in "Credit Card" to find the repayment date of your credit card in "Account Management".
Second, WeChat query
You can pay attention to the WeChat WeChat official account of Guangfa Bank. After binding the credit card, you can find the repayment date in "Bill Inquiry".
Third, customer service telephone inquiry
You can call the customer service hotline of China Guangfa Bank at 400-830-8003 or 95508, and you can inquire independently according to the voice prompts, or you can inquire the customer service staff through manual service.
The above is the summary information of the repayment date of the credit card of Guangfa Bank, and the method of inquiring the repayment date. In fact, in addition to the above methods, you can also check through mobile banking or go to business outlets. There are many ways to query.
[img] When is the billing date and repayment date of Guangfa Credit Card (Debit Card)?
The accounting date of Guangfa Credit Card (Debit Card) is determined when applying for a credit card (Debit Card), which is based on the date of birth filled in the credit card (Debit Card) application form. However, if the date of birth is 29th, 30th, 3 1, the system will randomly match any day from 4th to 28th as the billing date.
The repayment date of Guangfa Credit Card (Debit Card) is calculated from the bookkeeping date:
If the billing date is 1-8, the repayment date is the billing date of the current month+20th;
If the bookkeeping date is 9/ 10/ 1 1, the repayment date is1/2/3 of the following month;
The bookkeeping date is 12-28, and the repayment due date is-11on the bookkeeping date of next month;
Please refer to the bill reminder for the specific bill date and repayment date.
When is the repayment date of Guangfa Credit Card?
First, the billing date of Guangfa Bank's credit card is the same as the cardholder's birthday, and the repayment date is 20 days later. For example, the cardholder's birthday is on the 5th, and the repayment will be made on the 25th of each month. Second, the billing date of Guangfa Bank is fixed and cannot be changed; Third, the consumption on or before the billing date is the current consumption, while the consumption starting the next day on the billing date belongs to the next bill and enjoys a long interest-free period; Fourth, if your debit card is bound to an agreed account for repayment, as long as the card is in normal condition and the amount in the card is sufficient before the repayment date, it will be automatically deducted on the due repayment date.
When is the repayment date of Guangfa Credit Card?
The repayment date of Guangfa Bank is the 20th day after the billing date.
For example, if the billing date is 6th, the billing date is 26th.
In addition, I want to tell you that the credit card billing date of Guangfa Bank is usually the cardholder's birthday.
For example, your birthday is June 8th, so your bill date is the 8th of every month.
Inquiring method of credit card repayment date of Guangfa Bank.
1, online banking query
You can log in to the online banking of Guangfa Bank, select "Account Management" in "Credit Card" and check the repayment date of your credit card in "Account Management".
2. WeChat query
You can pay attention to the official account of Guangfa Bank WeChat WeChat. After the credit card is bound, you can query the repayment date in "Bill Query".
3. Customer service telephone inquiry
You can call the customer service hotline of Guangfa Bank at 400-830-8003 or 95508.
You can query independently according to the voice prompts, or you can query the customer service staff through manual service.
Extended data:
Guangfa Bank Credit Card is the first standard credit card in China.
The credit limit of the card is preset according to international standards, which is used for overdraft consumption and cash withdrawal transactions without pre-deposit.
Repayment method
network
1, Tenpay online inter-bank transfer repayment
2. The bank's online bank transfer repayment.
3. Quick money website online cross-bank transfer repayment
4. Alipay online inter-bank transfer repayment
5. Inter-bank online bank transfer repayment
Automatic transfer
1, automatic transfer of Guangfa Licaitong savings card
Self-service terminal
1, CRS cash repayment at deposit and withdrawal machine
2. Convenience store self-service repayment
3. Bank self-service equipment transfer repayment.
4. UnionPay "Xinfutong" self-service terminal transfers and repays.
telephone
1. Intra-bank telephone transfer
2. Telephone cross-bank repayment
3. SMS repayment
bank outlets
1, "Repayment Pass" inter-bank agent repayment
2. Repayment at the counter of bank outlets
3. Inter-bank remittance repayment
1, cross-bank purchase of foreign exchange by telephone
2. Guangfa Licaitong Savings Card Automatic Transfer ...
3, the telephone purchase of foreign exchange repayment is hot!
4. Pay back at our counter
Annual fee standard:
Guangfa RMB ordinary card: the annual fee of the main card is RMB/year in 40 yuan and RMB/year in 30 yuan.
Guangfa RMB Gold Card: the annual fee of the main card is RMB/year in 80 yuan and RMB/year in 48 yuan.
Guangfa dual-currency Capka: the annual fee of the main card is RMB/year in 90 yuan and RMB/year in 45 yuan.
Guangfa dual-currency card gold card: the annual fee of the main card is 260 yuan RMB/year, and the supplementary card is+65,438 RMB/year.
When is the repayment date of Guangfa Credit Card?
The final repayment date of CGB credit card is the 20th day after the bill date. However, the billing date of Guangfa Bank is the same as the cardholder's birthday. For example, if the cardholder's birthday is May 8th, then the 8th of each month is the cardholder's billing date. The consumption on the billing date is included in the current bill and should be repaid before the repayment date after the current bill date.
China guangfa bank was established in September 1988 with a registered capital of RMB114.08 million, and its headquarters is located at No.713, Dongfeng east road, Yuexiu district, Guangzhou, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River and is one of the earliest joint-stock commercial banks in China.
On April 8, 20 1 1, with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd.". The English name was changed to "ChinaGuangfaBank" ("China guangfa bank").
By the end of June 2020, the total assets of Guangfa Bank were 28 1 trillion yuan, an increase of 6.84% compared with the beginning of 2020; The total liabilities were 2.59 trillion yuan, an increase of 7.02% compared with the beginning of 2020. In the first half of 2020, Guangfa Bank achieved an operating income of 40.907 billion yuan and a net profit of 6.486 billion yuan.
In 2006, Guangfa Bank successfully completed the reform and reorganization, and introduced foreign enterprises such as Citigroup and IBM Credit, as well as domestic well-known enterprises with strength such as China Life Insurance, State Grid and CITIC Trust. The newly introduced investor team obtained the controlling right and management right of Guangdong Development Bank.
China Guangfa Bank will take the opportunity of introducing domestic and foreign investors, improve its corporate governance and internal control mechanism, learn and draw lessons from advanced banking service concepts, management experience and product development and maintenance technology, effectively improve its innovation ability and management level, provide high-quality financial services for the public and China's economic development, and strive to become a modern commercial bank with strong profitability, strong capital strength, excellent brand image, leading technology and advanced internal control, so as to satisfy shareholders, customers and employees.
On August 24th, 2006, Guangfa Bank and Asian Development Bank formally signed the Share Subscription Agreement and the Strategic Cooperation Agreement, and issued 66 million shares to them. Since then, Guangfa Bank has become one of the commercial banks with the highest proportion of foreign shares in China.
On June 38, 2007+10/October 3, 2007, Guangfa Bank started IPO application.
On June 30, 2007, 65438+, the enlarged meeting of the board of directors of the National City Commercial Bank Development Forum was held in Tianjin. 12 directors (presidents) of competent banks and some city commercial banks attended the meeting, and relevant leaders of the CBRC were invited to attend the meeting as non-voting participants. President Wu Taipu of China Guangfa Bank was invited to attend the meeting. At the meeting, Guangfa Bank was elected as the director of the National Urban Commercial Bank Development Forum.
So much for the introduction of when Guangfa Credit Card will repay.