Universal cash is actually a derivative loan product of Pudong Development Credit Card, which aims to provide short-term cash flow for customers who hold Pudong Development Credit Card. The general cash amount applied by the cardholder will be transferred to the debit card in my name for the cardholder to withdraw freely.
But the free cash withdrawal mentioned here is not absolute, because the use of this money is also standardized:
1. Use: consumption, including but not limited to decoration, home appliances, wedding, car purchase, student aid, tourism, medical treatment, etc.
2. Use of the restricted area: investment, including but not limited to equity investment such as house purchase, stocks and futures.
At this point, what happened to the Pudong Development Credit Card Universal Fund? You may not have fully understood it. As a credit card loan, you must also understand the following main aspects of the product:
1, application threshold
Customers with credit cards of Shanghai Pudong Development Bank and good personal credit information can apply (except those with supplementary cards, business cards and student cards only).
2. Application channels
Refer to how to apply for Pudong Development Credit Card Universal Fund. Flowchart of four main methods
3. Term of the loan
The account will be received on the day when it is transferred to our bank, and within 2 days at the latest when it is transferred to another bank.
4. Apply for quota
1000 yuan to 300,000 yuan, subject to the bank's audit results.
5. Repayment period
1-99 days, it's up to you
6. Handling fees and interest
A handling fee of 10 yuan is required for each application, and the interest is charged at 0.5 ‰ per day.
Through the above introduction, everyone should be very clear about the universal fund of Pudong Development Credit Card. If you have a PUFA credit card, you don't have to worry about cash flow difficulties. The universal fund will help you solve it in minutes.