How to check the opening date of China Construction Bank credit card

Call the customer service hotline.

The first is how to check the opening time of a credit card: You can only check the opening time of a credit card by calling the customer service hotline. The date on the card is the validity period of the credit card. The validity period of bank credit cards is generally 5 years, and for some banks it is 10 years. After the validity period expires, the bank will decide whether to allow the customer to continue using the credit card based on the customer's past use of the credit card.

How to check the credit card issuance date

For the card issuance time, you can only call the credit card customer service hotline for consultation. The validity period of the credit card is clearly marked on the face of the credit card. The validity period of the credit card is generally at the bottom of the credit card. The standard format is the month in front and the date in the back. For example: 09/11 means that your credit card is valid for September 2011. .

Process for applying for a credit card:

1. Application

In most cases, citizens with direct capacity for civil conduct (mainland Chinese who are over 18 years old) Citizens) and citizens with certain direct financial resources can apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants.

2. Review

After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's creditworthiness. The review content mainly includes whether the content of the application form is true, assessing the credit rating of the applicant unit, and reviewing the relevant information of the guarantor for individuals, etc.

3. Card issuance

After the applicant successfully applies for a credit card, the card issuing bank will open a separate credit card account for the cardholder at the issuing bank for settlement after shopping, consumption, and withdrawals.

4. Open a card

Since the credit card is mailed after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from fraud losses, a card opening procedure is set up before the credit card is officially opened. To open a card, you mainly check the relevant personal information provided during the application over the phone or online, and complete the card opening procedure after meeting the requirements.

At this point, the applicant becomes the cardholder and can officially start using the card after signing on the back of the card. After opening a credit card, you generally need to set a password for the card at the same time. After a credit card merchant or bank accepts a credit card, it should verify the validity of the credit card and the identity of the cardholder.

First of all, credit cards are not the private property of the cardholder, but are "borrowed" by the cardholder with "credit" as guarantee. A card can only be issued if the card issuer determines that "this person can be credited" (specifically, has the ability to repay) based on these conditions. Secondly, the significance of signing the bill must be made clear.

Signing is an admission that "the loan I bought today must be paid off, and now I will take away the things I bought first." This means that I absolutely keep my promise. The credit card system was introduced from Europe and the United States. It has the concept of a contract, and signing is an acknowledgment of the terms of the contract.

How to check the opening time of Bank of China credit card account?

To inquire about the Bank of China credit card account opening date, you can call the Bank of China credit card customer service hotline 4006695566.

The above content is for your reference, please refer to actual business regulations.

This concludes the introduction to the credit card opening date, credit card opening date and deactivation date. Have you found the information you need?