Transferring money to a credit card does not count as repayment.

According to the rules of the transferring bank, transferring funds from an account to a credit card is not considered a repayment. The user is required to pay back a specific amount on the credit card or pay back the amount due. Although it is a common practice to pay the outstanding balance to a credit card through transfer, it cannot be directly regarded as completing the effective return of the credit card.