Pufa credit card points are generally emptied once every eight years, but some Pufa credit cards are permanently valid. In daily life, users can exchange the points of Pudong Development Credit Card for the annual fee, but each exchange is limited to the annual fee of each account and card in that year. Generally speaking, you can get an integral by spending one yuan on the account, and you can calculate the integral one by one according to this standard. If you use a credit card, the points will increase.