Yes There is a limit for the transfer of Class II cards: the cumulative limit for daily transfer and transfer is 1 10,000 yuan, and the cumulative limit for annual transfer and transfer is 200,000 yuan. However, there is no restriction on the mutual transfer between the first-class card and the second-class card under the same bank name.

The second card is a bank card that is responsible for daily financial management, investment and other consumption, similar to a credit card. Account funds come from tier-one bank accounts. Unlike tier-one card accounts, tier-two cards cannot access cash or transfer money to unbound accounts.

basic content

The bank's second-class card is very similar to a credit card, which is mainly responsible for daily financial management, investment and other consumption. The main body of the second type card is the electronic card. Although physical cards are also issued, they are of little use.

The funds of the second-class card account come from the first-class bank account. Unlike the first-class card account, the second-class card cannot access cash or transfer money to an unbound account. At the same time, the daily transfer limit of the second-class card account is 6.5438+0 million yuan, and the annual transfer limit is 200,000 yuan.

The purpose of setting up the second-class card:

The second-class card began on 20 16, when telecom fraud was severely cracked down, and its purpose was self-evident.

Cardholders can only apply for one first-class card in the same bank. Users can use one type of card as a savings card to store their large savings, and the second type of card is bound to electronic express payment for ordinary small consumption. For most people, the amount of 1 10,000 yuan in these small accounts is enough to meet the daily consumption needs, and in case of accidents such as telecom fraud or mobile phone virus, the loss can be controlled within a small range due to the limit.

Can a second-class card be upgraded to a first-class card?

A second-class card can be upgraded to a first-class card. As long as you bring your ID card and bank card, you can go to your bank to upgrade the second-class card to the first-class card. However, a customer can only have one first-class card in a bank. If you want to upgrade the second-class card to the first-class card, you need to cancel the original first-class card.

The functions of the first-class card include cash deposit and withdrawal, financial purchase, transfer, consumer payment and so on. The second-class card transaction is limited, with a daily limit of 6.5438+0 million yuan and an annual limit of 200,000 yuan.