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In order to live a high-class life, a woman maxed out 8 credit cards and owed 1.2 million. What are her views on this?

I think this is a very bad outlook. Too much pursuit of a luxurious life. without considering their actual financial situation. We Chinese are thrifty people. I won’t be willing to spend tomorrow’s money to fulfill today’s dream. It is very common to spend tomorrow's money abroad to realize today's dream. Young people there generally use credit cards. They'll use their credit card to go on vacation. They believe they are solvent. But once the economic crisis hits, many people lose their jobs and simply cannot afford to repay their credit cards. So the financial crisis broke out. We Chinese love saving money very much. Therefore, we can also have the ability to withstand risks.

I think we should pursue a simple life and not be excessively vain. Just like many schools now require students to wear school uniforms and do not allow other clothing. I think this is a very good decision. Because there are many children from poor families who cannot own many clothes. If they all wear school uniforms. It won’t make those kids feel inferior. I think this is a really good decision. Maintained the child's small self-esteem.

But once a person leaves the school, there is no longer any control. Many people lose control of themselves when they leave home and go to college. Some people will take out campus loans. Campus loans are a very harmful thing to students. The feeling of borrowing money and spending money is really uncomfortable. And he used the method of tearing down the east wall to pay for the west wall to pay off the credit cards. In the end, there is definitely a big hole that cannot be filled. Many students have dropped out of school and lost their lives because of such things. The wonderful years of youth were ruined by one's own desires.

So I think each of us should control our own desires. Everyone should work hard to develop their skills. Let yourself find a good job in the future. When consuming, you should also consume rationally and in moderation. Never spend too much money. Otherwise it will be miserable in the future. Feeling like over-consumption can really lead to a constant addiction. I feel like everyone should try to consume reasonably.