Generally not. The credit reference system mainly checks your loans and has no impact on going abroad.

As long as you are not involved in a lawsuit with the bank or due to debt repayment, and the bank reports that it restricts you from going abroad, you can go abroad. Generally speaking, it is not a big problem to have a bad record with the People's Bank of China due to overdue credit cards or loans. If you declare that you are restricted from leaving the country, even if you apply for a visa, the border inspection will not let you leave the country.

But whether you can apply for a visa or not depends on your actual situation and has nothing to do with bank blacklist records. The embassy can't find any records of yours.

Consequences of bank blacklisting:

First, the children will fail the political review process when taking the civil service examination.

Every civil service examination, in addition to the normal interview and written test, there is also a political review link, which mainly examines your personal thoughts, family background, and family member organization. If you have a parent or child who is a bank account holder, It will definitely be affected.

If your children work in the banking system, the impact will be even greater.

Second, children cannot join the party

Each review process for joining the party is very strict, especially the background of family members, and if the parents are from illegal backgrounds, they will undoubtedly be affected.

Third, children cannot serve as soldiers

This is similar to the review process for party membership. Especially in the later stages, if you want to fulfill your duties, you should not even think about it?

Fourth, children cannot immigrate

If your children develop very well and are willing to immigrate, when applying for immigration, the immigration country will not only examine the situation of the children but also the situation of family members. This The next step is probably to get stuck on the fact that the parents are shady.

Reference material: Personal credit report_Baidu Encyclopedia