Industrial Bank has many credit card concessions, and the application threshold is also low. The amount of card approval basically started in 1 yuan, attracting many people to apply for cards. However, although Industrial Credit Card is relatively easy to apply for, not 1% of them can pass the audit, and many people are rejected. However, I heard that the rejection of Industrial Credit Card is a precursor. Let's take a look at it. Signs of Societe Generale's credit card rejection: 1. The review time is too long. The approval speed of Industrial Credit Card is relatively fast. Some people can approve it in seconds, while others are slow, but the results will be produced within 1 days at the latest. If it is still under review for more than 1 days, it will basically be over. This is also one of the gigabytes where the card application is rejected. 2. I didn't receive a return call. If it is found on the Internet that the card processing progress of Xingye Credit Card has been under review, and no return call has been received for more than 7 days, it may not even pass the preliminary review, so it will be rejected in all likelihood. 3. The interview failed. Online application for Xingye Credit Card must go to the counter for face-to-face, and the results can be obtained in real time as soon as possible after face-to-face, and not more than 3 days at the latest. Otherwise, the bank will not issue the card if the face-to-face signing fails, and this situation will also be rejected.
reasons for the rejection of Societe Generale Credit Card: 1. Incomplete application materials. To apply for a credit card, you must provide true and complete application materials. If there are false materials or insufficient materials, they will be rejected. 2. Poor credit reporting or too much spending. Banks will check the credit information when approving credit cards. If the applicant's credit information is poor, overdue or too expensive, banks will list such applicants as risk groups and will not easily approve cards. 3. Poor repayment ability. If the applicant does not have the repayment ability, or the repayment ability is insufficient, the debt ratio is too high, or even there are many loans, and the income and expenditure are seriously unbalanced, it is also possible to refuse to approve the card.