Chinese residents who are over 18 years old, have full capacity for civil conduct and have good credit standing, foreigners who are resident in the country and have full capacity for civil conduct, and compatriots from Hong Kong, Macao and Taiwan who have full capacity for civil conduct can apply in person. Apply for a credit card personal card master card with a valid ID card from the card issuer.
The main cardholder of the personal card can also apply for a supplementary card for a specific natural person with full capacity for civil conduct or a natural person with limited capacity for civil conduct. Supplementary card application materials must be confirmed by the primary cardholder's personal signature, customer service call recording, electronic signature, or a method mutually recognized by the cardholder and the card issuer. The main cardholder can apply to cancel the supplementary card at any time.
Extended information:
1. Annual fee for points redemption
The annual fee for the main card is 3,600 yuan/year, and the annual fee for the supplementary card is 2,000 yuan/year. Charged after one year. For the Platinum Card, 10,000 permanent points can be exchanged for an annual fee of RMB 3,600 for the main card, and 5,000 permanent points can be exchanged for an annual fee of RMB 2,000 for the supplementary card (if the points are sufficient, the annual fee can be automatically redeemed).
2. Enjoy 0 foreign exchange fees
If you hold China Merchants Bank Classic Platinum Credit Card for overseas consumption and cash withdrawal, you can enjoy 0 foreign exchange fees.
3. Visa VIP benefits
Free breakfast for two from well-known hotel groups such as Peninsula Hotel, Waldorf Astoria Hotels and Resorts, and Park Hyatt Hotel; free valet parking at designated airports in the country for 3 days Services; free "Visa Preferred Seat" benefits on designated international and inter-regional flights of Juneyao Airlines; 10% discount at nine Bicester shopping villages in Europe.
China Merchants Bank-China Merchants Bank Credit Card Regulations (Ninth Edition)