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Is Fei Da Cloud Loan Formal? Is it reliable? Can be analyzed from the following four aspects!
Duffy Cloud Loan is a mobile client APP that provides a variety of financial information intermediary services. Due to the strict cash loan policy, many users want to know whether Duffy Cloud Loan is formal, reliable and compliant. Next, I will introduce the relevant situation of Dafeiyun Loan in detail.

Agency certification: three related certificates

Fei Da Dai Yun is a member of China Internet Finance Association, China Microfinance Association and China Electronic Commerce Association Internet Finance Research Institute.

Credit rating: AAA credit enterprise

From 20 16 to now, Dafei Yundai has been awarded the honor of "AAA Credit Enterprise in Enterprise Credit Evaluation" by China Electronic Commerce Association for three consecutive years, which is the highest level of enterprise credit in China and an authoritative credit rating.

Information security: three-level certification of security level

In 20 17, Fei Da Yundai was awarded the "National Information Security Grade III Certification" by the Ministry of Public Security for its own big data risk control management system, information system governance and technology. Information security level protection is the most authoritative information security level qualification certification in China. The information system security protection level is divided into 1~5 levels, and level 3 is already the "regulatory level", which is the highest level of national certification for non-bank financial institutions.

Loan guarantee: signing an electronic contract

The legal documents (including this agreement) that users need to sign when conducting loan transactions in Dafeiyun will be concluded in the form of CA digital certificate and electronic signature. In other words, electronic legal documents have legal effect, and users can better safeguard their rights and interests after signing the agreement.

In other words, in many ways, Duffy Cloud Loan is still relatively formal and reliable. Although Duffy Cloud Loan is not a consumer finance company and has not obtained a license from the China Banking Regulatory Commission, it is still operating in compliance, and its website, operation and lending are in a normal state. As for how far Duffy Cloud Loan can go in the future, it depends on what changes the company has made for compliance.