E-loan of China Merchants Bank is a credit card cash installment business provided by China Merchants Bank Credit Card Center for eligible cardholders, and the applicable amount is subject to the system audit results. When applying for e-loan, the personal card account limit will be occupied, and the specific amount of the personal card account limit will be prompted on the interface (including all e-loan processing channels). Follow-up with the repayment of the e-loan arrears, the amount occupied by the personal card account will be restored accordingly.