What platforms are there for credit card loans?
I. Credit card issuing bank
In fact, every credit card issued by a bank will provide loans to cardholders, that is, credit card installment. As a credit card loan, the installment business provided by the bank is the safest and most secure loan method, but it needs to pay a certain fee to the bank, which will be very high compared with other loan platforms, with an annual interest rate as high as 15%. As the installment business provided by the bank, the number of installments is generally fixed, which cannot be changed after confirmation, and the repayment fee is charged correctly.
Second, the Internet credit loan platform
1, flying loan APP
Applying for flying loan requires the applicant to have a good credit record and the process is simple. As long as "five minutes and four steps", there is no need to provide paper materials at all. When applying for a loan through the Flying Loan App, you can enjoy "one-time credit and lifetime use", that is, after the user settles a loan, there is no need to repeat the process of applying for a second loan, and as long as it is within the approved amount, it can be withdrawn for multiple times and recycled. In addition, the flying loan allows users to "borrow first and then pay back", and users can choose the loan amount, term, deferred repayment, adjustment of repayment date, early settlement, "daily interest" repayment anytime and anywhere, and end the interest cycle.
2.5 1 personal loan
5 1 personal loans, you can apply for loans through "5 1 credit card manager", and "5 1 credit card manager" can import credit card bills. Applicants who provide credit card bills during the review process will give priority to payment, and the application amount is higher, with loans as high as 1 10,000. As long as they are qualified, they can believe that a loan of 50 thousand yuan should not be a problem. But the bill must be more than half a year, and there is no overdue bad record on the bill.
3. Lightning loan
Lightning loan is a micro-loan APP based on WeChat platform. Applicants only need to pay attention to the official account of Lightning Lending WeChat, register personal information and conduct credit guarantee certification. Binding personal credit cards is very effective.
4. Jiaka loan
The application conditions of Jiaka Loan are that they are 22 to 40 years old, have their own credit card or debit card, and can provide frequently used Taobao account or JD.COM account. With credit card billing records, personal credit rating can be improved, and the loan amount will also increase. The provided mobile phone number must be authenticated by real name. Xinjiang, Tibet and other regions do not support the application for the time being.