The ICBC credit card limit can be used as follows:

1. Use the card more to make purchases. Credit card purchases can enjoy a certain period of interest-free period, and sometimes there are some discounts. In addition, the annual fee for credit cards is waived, and the accumulation of points is related to the number of card swipes.

2. You can enjoy the longest interest-free period by swiping your card after the bill date. The interest-free period is from the date of consumption to the final repayment date. The difference between the longest and the shortest is one month. If you swipe your card after the bill date, you can enjoy the longest interest-free period. You can enjoy the longest interest-free period.

3. Do not withdraw cash from your credit card. It is expensive to withdraw cash from an overdraft on a credit card, and you cannot enjoy the interest-free period. The amount of cash withdrawal is calculated based on the daily interest rate of 5/10,000, and a cash withdrawal fee is also deducted.

4. Repay the loan in full and on time. If the repayment is overdue, the bank will not only charge overdraft interest but also late payment fees. In serious cases, it will cause bad credit and cause a lot of inconvenience for future loan applications.