Is credit card loan reliable? Has anyone used it? After the renovation, I bought electrical appliances with my credit card. Originally, I wanted to stage directly in the bank, but I didn't expect the balance to be insufficient. I have had the experience of using credit card loans, and I personally feel very good. Card loan is mainly a platform for individuals to provide credit card repayment services, which can be handled quickly through mobile phones, and there will be some differences according to each person's credit situation. As far as your situation is concerned, it is recommended to pay by installment with a credit card loan. The longest period is 24 periods. It is also convenient to pay back the money slowly. You can try.