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Is it necessary to send the card to China Bank app Credit Card?
No need.

Send it directly by express, and it will arrive in a normal week. In general, credit cards do not charge postage.

If the credit card online application is directly approved, it will be sent to the contact address you provided. However, if there is no face-to-face signing step for online credit card application, you need to bring your ID card and credit card to the counter for activation.