1, RMB credit card spending 1 yuan cumulative 1 minute, USD credit card spending 1 cumulative 7 points, and the part with a single consumption amount less than one yuan/one dollar is rounded off;

2. The points generated by the consumption amount will take effect on the day after the bank bookkeeping date;

3. If the cardholder holds two or more Bank of Beijing credit cards, the accumulated points of credit card spending of each card shall be calculated together; If the cardholder holds the personal series credit card and official card of Bank of Beijing respectively, the accumulated points of the personal series credit card and official card shall be calculated separately; The points of the secondary card are automatically included in the main card account;

4. If the cardholder returns the goods or services purchased by swiping the card for some reason, or returns the money due to the purchase order dispute or other reasons, the points obtained from the transaction will be deducted by the Bank of Beijing Credit Card Center in proportion to the amount of the returned money;