Yes.

There are four ways to pay in installments

1. Credit card installment payment

2. Huabei installment payment

3. Jingdong Baitiao Installment payment

4. Installment payment on Internet financial consumption platform

1. Credit card installment purchase of iPhone7

It is relatively easy for office workers to get a credit card. On Apple’s official website You can use the credit card to choose installment. The installment purchase entrance is as shown below:

The installment period and rate of iPhone7 installment purchase from different banks:

Here are the ones compiled by the editor of Rong360 Here is the installment rate table of several major banks. It can be seen that overall, China Merchants Bank's installment is more suitable. In addition to these three banks, if you want to know the credit card installment status of other banks, you can learn about it through the corresponding bank's official website, APP, and WeChat official account.

It should be noted that choosing an installment credit card needs to be based on your actual situation, and since the unit price of iPhone7 is not low, you need to check whether the installment limit of your credit card reaches the purchase price. If it is not reached, Xiaorong can secretly tell you a trick: call the bank customer service and ask for an increase in the temporary loan limit of the credit card.

2. Purchase iPhone7 in installments with Huabei

Friends who use Alipay know that there is an Ant Huabei tool, which can also be purchased in installments. This also applies to the purchase of iPhone7 this time, but Huabei You need to pay a certain installment fee. The specific installment rates are as follows:

Here, the editor of Rong360 would like to tell you a small benefit for Huabei, which is to use Huabei’s newly launched interest-free card. . Open Alipay on your mobile phone, enter the My Huabei page, scroll down and you will see the entrance to the interest-free event. You can participate in the event to grab the Huabei interest-free card, and you can enjoy up to 12 interest-free purchases of iPhone7.

Of course, like a credit card, enjoying Huabei installments depends on your available Huabei limit. But unlike a credit card, Huabei cannot actively increase the limit. It can only be done through a comprehensive evaluation by the system. Possibility of an increase. The editor of Rong360 has been using Huabei for more than a year and has raised the limit twice. If you want to know how to increase the limit of Huabei, please search and follow "Rong360 Financial Secret" (rong360licai) on WeChat. After following, reply "Huabei" to get it. A complete guide to raising your quota with Huabei.

3. Use JD Baitiao to buy iPhone7

Similar to Alipay’s Huabei, JD Mall also has a credit consumption tool - JD Baitiao, which can also be consumed in installments. Of course, JD Baitiao also has installment plans. Handling fee.

Specifically, if you are a new Baitiao user, you can get 12 installments of interest-free coupons by using JD.com Baitiao to purchase iPhone 7 in installments, which is quite good. For old users, you can enjoy a 30-day interest-free period when purchasing iPhone 7 with JD Baitiao (equivalent to zero interest rate in one installment). If you choose to purchase iPhone 7 in installments with JD Baitiao, you can choose from 3, 6, 12, or For 24 installments, the installment fee is 0.5% per month. It should be noted that if the loan is not repaid when due, a daily penalty interest of 0.03% will be required.

If you want to know other usage guides about JD Baitiao, please search and follow "Rong360 Financial Secret" (rong360licai) on WeChat, and then reply "JD Baitiao".

4. Purchasing iPhone 7 on an Internet financial consumption platform

There are certain thresholds for applying for a credit card. You need to have a stable job or pay social security provident fund. Ant Huabei and JD Baitiao also need to meet their respective requirements. There are also certain thresholds for system evaluation. If you don’t have a credit card, Ant Huabei or JD Baitiao, or the credit limit is not enough, you can also choose to purchase iPhone7 through an Internet financial consumption platform.

Since it has not been officially launched yet, the editor of 360.com cannot sort out the benefits of different platforms for the time being. Here are some major installment platforms that you can check out: Fenqile, Jie There are many such websites such as Renrenfenqi, Hiqian.com, Youfenqi, etc. You don’t need to stick to these and analyze and compare more.

The editor of Rong360 would like to remind everyone that before purchasing, you must read the fee details of different platforms, such as loan interest, overdue penalty interest, overdue management fees, recharge fees, and borrowing fees that the platforms often charge. Service fees, loan handling fees, etc., be careful that the rates paid after layers are too high, increasing personal repayment pressure.