Which bank can I apply for a credit card with poor credit information?
1, China Merchants Bank
China Merchants Bank is one of the largest credit card issuers in China, with a full range of credit cards and relatively low requirements for applicants' credit records. At the same time, China Merchants Bank will also conduct credit evaluation according to the applicant's situation, so even if your credit record is not very good, as long as other conditions meet the standards, you can still successfully obtain China Merchants Bank credit card.
2. Industrial Bank
The types of credit cards in Industrial Bank are also very diverse, including travel cards, shopping cards and gas cards. The bank's credit card application conditions are relatively loose, usually only need to provide basic information such as identity certificate, work certificate and bank running water.
3. China Everbright Bank
The threshold for China Everbright Bank to handle cards has been very low, especially for other banks that use credit cards with a credit limit of around 30,000 per year exceeding/kloc-0. If the credit information is not very good, it is best not to apply for high-end cards, but to apply for Everbright Hot Push Credit Cards, such as Everbright Little Yellow Duck Credit Card, Everbright Tik Tok Co-branded Credit Card and Li Meng Planet Credit Card.
4. Minsheng Bank
Minsheng Bank's card approval rate is relatively high, which is inseparable from its low threshold. Generally speaking, as long as there is no bad credit, even if the credit is bad, Minsheng Bank will grant you a card. You can choose the card type according to your own identity, such as a lady's flower credit card for female friends, a people's livelihood car owner card for car owners and so on.
5. Ping An Bank
There are many kinds of credit cards in this bank, including shopping cards, travel cards and gas cards. In addition, Ping An Bank has also launched a credit card specifically for college students and white-collar workers, and the application conditions are relatively relaxed. If your credit history is not very good, but other conditions are excellent, it is recommended to consider applying for a credit card from Ping An Bank.
6. Guangfa Bank
Guangfa Bank is also an easy bank to apply for credit cards. There are many kinds of credit cards, including standard cards, gold cards, platinum cards and exclusive cards. At the same time, Guangfa Bank also pays attention to customers' personal situation and consumption habits. Besides credit investigation, it will also consider other factors to comprehensively evaluate customers' credit status.
The credit cards of the above six banks are more suitable for users with poor credit information. I hope these contents are helpful to everyone.