The industrial and commercial credit card limit is 3,000 yuan, which does not affect the industrial and commercial e-loan limit. The e-loan limit ranges from 600 yuan to 800,000 yuan, usually tens of thousands of yuan, but the processing limit can be increased. . If you want a high ICBC e-loan limit, you can use ICBC bank cards more often, purchase ICBC financial products, and save more money with ICBC. The above points can increase the ICBC e-loan limit and satisfy the user's borrowing requirements. need.

The applicant must be between 18 and 60 years old when applying for an ICBC e-financing loan, and have a fixed job, a stable source of income or reliable repayment guarantee; the applicant’s work unit or habitual residence should be in the location of the loan issuance institution ; Finally, there are other conditions stipulated by ICBC.

ICBC e-Lending does not require any guarantee materials when applying for it. It is a pure credit loan and can be used through our bank’s mobile banking, online banking, “ICBC e-Life” app and “ICBC Financial” Self-service processing is available through various online channels such as the e-Link app, and users can also go directly to the bank counter.

The loans processed by ICBC e-Lending can be used in different scenarios, such as car purchase, home decoration, travel, shopping, etc., but they cannot be used in the securities market and futures market