Hello, the basic functions of credit cards are roughly the same, such as consumption first and repayment later; using the cash advance function; selecting the minimum repayment business; online shopping; installment shopping, etc. . If you have no special requirements for credit card consumption, you can apply for any one.

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To learn more about China Merchants Bank Credit Card.

Among all the credit cards currently offered by China Merchants Bank, the YOUNG Card Youth Edition is the best to apply for because it was only launched in 2010. It is aimed at college graduates and fresh people under the age of 30, and it is relatively easy to get approved. It is recommended that if you are applying for the first credit card in your name at China Merchants Bank, you can give priority to applying for the YOUNG version. In addition, China Merchants Bank does not limit the number of cards under the same account. They all have exclusive quotas. After being approved for the YOUNG version, as your needs increase - you need to go out to travel or dine, buy a car, etc. "Easy car purchases", point cards that need to be redeemed for World of Warcraft when playing games, etc. - you can apply for other China Merchants Bank credit cards. Generally, if you already hold a card and apply for a "second card" from China Merchants Bank, you will be approved (except for platinum cards and unlimited cards, which are mainly invited by the bank).