After the successful application of the reserve fund, the funds will be transferred to my credit card to repay the credit card bill; Unused consumer reserves will offset new credit card transactions. In other words, petty cash will be used first after it arrives, and then the credit card limit will be used after it is used up. This reserve fund is only used for daily credit card swiping and online payment, and can't be withdrawn, transferred or recovered.

Ping An Bank's credit card "special consumption reserve" refers to the business that the bank provides small consumption reserve to the cardholder in the form of active invitation in order to meet the consumption needs of the main cardholder, and the cardholder can repay the principal and a certain amount of handling fee in installments.

If necessary, you can reply to the SMS or try to apply in the following ways:

1. Log in to Pocket Bank APP- Credit Card Interface-One-click Loan-Special Reserve Fund for Consumption, and apply according to the prompts.

2. Log in to an account-installment financing-reserve fund, and apply according to the prompts.

3. Call Ping An Credit Card Service at 955 1 1-2, and transfer to manual application according to voice prompts.