How to activate a credit card
1. If you want to activate a Bank of China bank card, log in to the Bank of China app, as shown in the figure below.
2. Then enter your relevant information to log in, and then click My Functions, as shown in the figure below.
3. Then click on the credit card and find the credit card activation, as shown in the figure below.
4. Select the bank card to be activated, as shown in the figure below.
5. Enter the verification code on the back of the card, as shown in the picture below.
6. Finally, the activation is successful after passing the verification, as shown in the figure below.
How to activate a credit card
The credit card needs to be activated because the credit card sent by email is in an inactive state and cannot be used. If you want to use it, you need to activate it in person.
The credit card is mailed to the cardholder by registered mail, but the password is not set immediately on the way or after receiving the credit card. Therefore, the card just recorded is in an inactive state and cannot be used. , if you want to use it, you must activate it yourself. The activation conditions are of course the information filled in. Only the applicant knows what is filled in. This is also to ensure the safety of customer funds. If it is not handed over to the applicant, the card will not be automatically activated and no annual fee will be charged.
1. To activate a credit card, you need to provide personal identity information. You can activate the credit card in the following three ways:
1. Open a card through online banking. If you have an online banking shield, you can set it up together. Transaction withdrawal password;
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2. Set up a password at the branch financial management counter, and your ID card is required when handling and credit card;
3. Self-service card opening via phone voice. Of course, you will need to enter some personal information before activation to ensure that it is the cardholder himself. If the information is entered incorrectly, it will be transferred to manual card opening.
2. Credit card annual fee rules
Credit card annual fee rules refer to some corresponding regulations for the annual payment of credit cards. Banks are not allowed to charge annual fees before the credit card is activated by the cardholder. However, Faced with the various annual fee rules for credit cards issued by different banks, most people have little understanding of them. The annual fee for credit cards is mostly around one hundred yuan. Some banks stipulate that the annual fee can be waived if you swipe the card three times a year.
The annual fee policy of most banks has not changed. Generally, the annual fee for a standard credit card is about 100 yuan, while the annual fee for a gold card is generally 200 yuan or 300 yuan. The annual fee for a single-currency card is lower than that for a dual-currency card. The annual fee for supplementary cards is generally half the annual fee for the main card.
The annual fee standards for each bank’s credit card will vary depending on the card. For example, the annual fee for the Shanghai Pudong Development Bank standard credit card is 180 yuan for the main card and 90 yuan for the additional card; the annual fee for the gold card is 360 yuan for the main card and 180 yuan for the additional card; and the annual fee for the Shanghai Pudong Development Bank co-branded card is 360 yuan; as for the Pudong McDull series The credit card also displays the sign of “no annual fee for life”. Therefore, even if credit cards are issued by the same credit card center, the annual fee standards will be very different. Cardholders should first ask how high this "potential cost" is when applying for a card.
How to activate a credit card?
The method of activating a new credit card is as follows:
1. Activate at the bank branch counter: Bring your ID card and credit card to the bank counter for activation That’s it.
2. Customer service phone activation:
(1). Call the 24-hour customer service hotline shown on the back of the credit card and enter the cardholder’s and query password;
< p> (2). Follow the voice prompts and select credit card activation.3. Online activation:
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(1). First log in to the credit card issuing bank Enter the cardholder's password on the online banking page;
(2). Find the "Credit Card Activation" page and enter verification information such as the reserved phone number according to the prompts on the page. If the identity verification is passed, the credit card can be activated.
1. Credit card opening
Since the card is sent by mail after the credit card application is approved, there is no guarantee that the recipient is the applicant.
In order to protect applicants and banks from fraud losses, the credit card has set up a card opening procedure before it is officially launched. The card opening process is mainly done by phone or online. The relevant personal information provided during the application is checked. Once the information is met, the card opening process is completed. At this point, the applicant becomes the card holder and can officially start using it after signing on the back of the card. After opening a credit card, you generally need to set up a password for the card.
After accepting a credit card, a credit card merchant or bank must review the validity of the credit card and the identity of the cardholder.
2. Credit card identification
The credit card must have at least the following information:
Front: name and logo of the issuing bank, credit card number (organization logo) and hologram Anti-counterfeiting mark, name in English or Pinyin, activation date (generally calculated to month), validity date (generally calculated to month), the latest issued card is equipped with a chip on the front, and the chip account and the card magnetic stripe account are two relatively independent accounts .
Back: card magnetic stripe, cardholder signature field (signature required after activation), service hotline number, last four digits or all of the number (to prevent fraudulent use), credit card security code (on the back of the credit card) On the signature line, the three digits immediately following the last four digits are used for credit card activation, password management, television, telephone and online transactions, etc.).
How to activate a credit card?
If you want to activate a credit card, customers can mainly take the following methods:
1. Call the service hotline of the card-issuing bank and directly apply for a card to the customer service staff. After the customer service staff has verified the customer's identity information, they will naturally help open the card. Of course, customers can also activate the card by themselves according to voice prompts.
2. Find the card you applied for in the credit card interface of the card-issuing bank's online banking/mobile banking client/credit card APP, select the activation option to operate online, and then submit the card application after completing the password verification.
3. Bring your personal ID card and credit card to the offline branch of the card-issuing bank near where you work and live, and go to the counter to find a staff member to apply for a card.
Everyone needs to note that if it is the first time to apply for a credit card from a certain bank online, you generally need to go to the branch for an interview to activate it. If not, after getting the card mailed by the bank, the customer can activate it by himself through the first two methods mentioned above, without going to the branch for an interview.
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This is the end of the introduction to the credit card activation process and CITIC credit card activation process. I don’t know if you will find the information you need. Already?