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JD.COM's financial black card has been received. Is it okay if I don't need it?
yes.

The JD.COM Financial Black Card is used for investment and financial management. It is a symbol of the highest credit to customers, and there is a free official quota. If it is not used, the quota will not be less.

JD.COM Financial Black Card: It helps users to better understand and accept net worth products through investor education combined with rights and interests.

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