What if the credit card owes more than 200 thousand? First of all, how many credit cards have you set up? Which one? When did you start to owe money? What is the principal you owe, plus bank interest and liquidated damages? You can contact the customer service of the bank and ask her to help you find out.
The last repayment date, minimum repayment amount, overdue and liquidated damages of each bank have been realized. So far, there are no banks with overdue credit cards. Defining the debt is the first step, the problem of repayment. Try to negotiate repayment with the bank and face the debt reasonably, legally and rationally. Must have a strong willingness to repay. And there are practical actions to repay all monthly living expenses. So you can prove that you are trying to repay the loan with practical actions. Not because you don't want to pay it back, but because you are unable to pay it back.
How to turn over when the credit card owes more than 200 thousand? In fact, debt is not terrible, but the attitude towards life cannot be defeated. First of all, we should analyze the causes of this debt, and if we can, we can avoid repeating the same mistakes in the future. There are many ways to make money, as long as you put your mind right, think about your current situation and find a way to make money that suits you.
Whether you are an office worker or a freelancer:
1. If you have time, you can deliver the goods after work. You don't need to study, you can get started directly, and you can collect it at the end of the day.
You can be a driver and run at least 100 times a day.
3. e-commerce, you can do online stores without the supply of goods, and you don't need any cost. Find someone to study, and you will make a profit soon. I have done several stores before.
4. Since the media operation, now this person is on fire. It takes only one step to use a mobile phone, and you need to learn editing software simply, which can be done without any physical strength. It takes time, and it will only get better and better.
5. Friends who love to learn can also get some certificates that can be linked. There are many kinds of certificates, such as how to get the first-class builder's certificate (the annual membership fee in big cities is about 80,000-90,000, and the second-class membership may be about 65.438+0.5 million).
More than one credit card is overdue. What if there is no job? If you have too much debt, you can change it in two ways.
1. Change your mind and distinguish between positive assets and negative assets. For example, if you rent out a house, you can get rent, which is a positive asset. Your car drives to and from work every day, which can't create any income for you, and you have to pay insurance and gas every year. This is negative equity.
So you have to change yourself, don't take everything in your hand, buy everything in your hand, and some things depreciate when you buy them.
2, and then analyze according to their own assets. The best way is to find a piece of paper and write down what you use. There are positive assets here and negative assets there. Positive assets are actively carried forward, and negative assets can be abandoned.
In view of your present situation, there are too many credit cards. You can return the credit card with high interest first. Lixiti's credit card can be divided into stages through bank communication, and the time can be longer. Then find your own job, even if you don't go out, you can do Taobao customer service at home.
It's really painful and tiring to pay off debts at first. As long as you keep increasing the income of positive assets and reducing the output of negative assets. Slowly, you will also pay off all your debts.