CITIC UnionPay I Platinum Card belongs to the level of CITIC Bank Platinum Card, and the amount is generally around 1 10,000 to 50,000. The annual fee of CITIC I Platinum Credit Card is 480 yuan/year, which can be converted into 60,000 points. The annual fee is reduced or exempted in the first year, and the annual fee is reduced or exempted twice by swiping the card (including cash withdrawal)/kloc-0 in the second year.
First, credit cards have different levels and different quotas.
Different grades of credit cards have different credit limits. The credit card limit of CITIC Bank is between 1 1,000-11,000 yuan. The credit card gold card amount of CITIC Bank ranges from 654.38 yuan+10/00000 yuan to 50000 yuan. The amount of platinum card of CITIC Bank's credit card is more than 50,000 yuan.
Therefore, the amount of CITIC UnionPay I Platinum Card is generally more than 50,000 yuan. Of course, the specific credit line applied by the bank is mainly determined according to the applicant's personal qualifications. If the applicant's personal qualifications are good, the amount of CITIC UnionPay I Platinum Card applied for is relatively high; On the contrary, it is lower, and there are many people under 50 thousand yuan. After talking about the amount of CITIC UnionPay I Platinum Card, the annual fee is also unavoidable.
Two. Rights and interests of CITIC UnionPay I Platinum Card:
1. Double points can be calculated by using CITIC UnionPay I Platinum Card through online transactions, and the upper limit of accumulated points per bill is 10000 points per month;
2. Cardholders can enjoy a 50% discount when they buy IMAX2D/IMAX3D movie tickets in Wanda Studios with CITIC UnionPay I Platinum Card. Only Shenzhen cardholders can redeem 6 50% discount movie tickets throughout the year.
3. Cardholders enjoy 2-hour flight delay insurance, and the maximum compensation amount for air tickets is 1 1,000 yuan;
4. Cardholders can use CITIC UnionPay I Platinum Card to pay for air tickets or more than 80% of tour expenses, and can enjoy 5 million aviation accident insurance for free, and their spouses and children can enjoy the same protection;
5. Cardholders can enjoy a 24-hour global platinum VIP line, one-on-one service and advanced service expert service.
The annual fee of CITIC UnionPay I Platinum Card only needs 480 yuan, and the annual fee is reduced in the first year, and the annual fee is reduced by swiping or withdrawing the heating fee 12 times. In addition, 60,000 points can be exchanged for annual fees. Presumably, the annual fee reduction policy of CITIC UnionPay I Platinum Card is acceptable and can be realized by most cardholders.