the money from swiping the card has been paid to the account of the third-party payment company, which has a payment license issued by the state, and the license requires a deposit of about RMB 1 million. This is a hard rule, and the money is now credited to your account through the clearing institution. Almost all pos machines in the market are third-party payment companies, including physical pos machines, online pos machines and mobile pos machines.

why didn't the money arrive when the p>POS machine swiped the card successfully

1. The time for swiping the card is not within the specified time period from seconds to time periods. Every payment company has its own set time period from seconds to time periods, which is usually between 8: and 11: pm. In other time periods, swiping the card will be automatically converted into T1 transactions, that is, it will arrive on the next working day. For example, if you swipe your card at 6 o'clock this morning, you will have to wait until the next working day, and pay attention to the working day. If you swipe your card at 11 o'clock on Friday night, you won't get the account until next Monday. Many customers have encountered this problem before, so you should be familiar with the second-to-time rule of the payment company.

2. T1 transaction selected by swiping the card. Most pos products will have the option of second arrival and ordinary arrival when swiping the card. If you don't pay attention to it, you will have to wait until the next working day. To judge whether it is the selected second-to-type, you can open the transaction record to view the transaction type.

3. Whether the short message sent by the bank has arrived at the station or not shall be subject to the bank posting record. Some banks need more than 5 transactions to have SMS reminders, and sometimes UnionPay cross-bank transaction notification SMS has a delay time. At this time, you can log on to the website to check the running record and see if the credit card funds have arrived.

4. Maintenance and upgrading of the banking system. Generally, in official website, there will be advance notice for the maintenance and upgrading of the banking system. During the maintenance period, the account will be affected. You can open the bank official website to check whether there is a maintenance notice. If yes, the transaction can only be processed after the banking system is maintained and upgraded.

5. When the settlement card is bound incorrectly, there may be an error in automatic identification due to the light. Be sure to check the information of the settlement card carefully. If the settlement card is bound incorrectly, modify the settlement card in the background of the merchant. After the modification is correct, the payment company will re-issue the account for the transaction on the next working day.

what types of POS machines are there

currently, POS machines on the market can be divided into fixed POS, mobile POS, network POS and mobile pos. Fixed POS, as the name implies, is to have network cable or telephone line networking to brush; Mobile POS, which can be carried with you, is connected to the network by the mobile phone communication card in the machine; Network pos machine, the payment principle is to use the virtual consumption of online shopping malls to generate payment order links, pay through online banking or through other fast payment methods, virtually swipe the card and then settle the money to my account, and the rate is not very high, which can be said to be very safe; As for the mobile phone pos machine, it can be divided into mobile phone external device swipe card machine and mobile phone dedicated pos machine, which is connected by mobile phone audio or Bluetooth, and is convenient and quick to use. There is actually another classification of POS machines, namely capping machines and rate machines.