1. After the bank receives the customer's information, it must first conduct a preliminary examination. The contents of the preliminary examination include: checking the identity, the original work certificate, the original salary and income certificate, and whether the application form is complete. If the information is insufficient, inform the customer to supplement the information.

2. Enter the credit card approval: use the ID card verification system to query and verify the authenticity of the customer's ID card information; Inquire about customers' good letters and usage records in the private letter system.

3. Telephone verification: call the customer himself and his unit; Verify the authenticity of personal information and company information (this is more important).

4. After all the letters and loans are verified correctly, approve or disapprove the card issuance.

Maybe your approval has just reached the first step. Don't worry. If you take the initiative to push, you may not approve the card. Just wait patiently.