Credit cards will not be reviewed on Saturdays and Sundays.
It takes 8 working days for a credit card to be reviewed. The relevant process is as follows:
1. As long as the submitted application materials are complete and the applicant's application materials are received from the review department, it usually takes 8 working days. The review will be completed within 2 working days;
2. After passing the review, a card will be made for the applicant within 2 working days;
3. Send the application by registered mail according to the billing address If the applicant sends it, the sending time of registered mail is generally within 15 days.
Other related:
1. Applicants can log in to the official website of credit card application to check the progress of credit card application;
2. If the applicant does not receive the credit card for a long time, For credit cards, you can call the credit card customer service hotline and be transferred to manual service for detailed verification.
Extended information
Five reasons for failed credit card applications:
1. Not meeting the card issuance conditions
Many users fail to apply for a credit card , without carefully reading the application conditions. Many credit cards have application conditions, such as student cards, female cards (boring loha) (boring loha), membership cards or age restrictions. These problems will directly lead to the rejection of the card application.
2. Few application materials
Card applicants must pay attention to the authenticity and completeness of the application materials, which is an important basis for bank card approval. This information is especially important when applying for a credit card for the first time.
For example, if you have a house and a car and can submit a house purchase contract, vehicle driving license, etc., the probability of approval is greater; if you only have simple materials such as a copy of your ID card, the probability of approval is small.
3. After a bank with a bad credit record receives a credit card application, it will check the applicant's credit record through the credit reporting platform. If you have a good credit history, you are more likely to be approved for a credit card.
4. The bank score is not up to standard
Banks use a scoring system to automatically score users. Cards can only be approved if they reach the score line set by the bank. If the score is not reached, the card will be rejected. The notice "Card issuance refused due to insufficient comprehensive score" received by the user refers to this score.
5. Encounter rogue intermediaries
When applying, try to choose a formal bank institution. Intermediaries that collect money to apply for cards and some roadside card application points are often used to defraud money and user information, and Card cannot be approved.