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Is Youth Loan the same as a credit card? Is it a loan or a credit card?

Loans. You can apply for a loan at Ping An Puhui. You can apply directly online. You can choose the product that suits you. There is no upfront payment, it is safe, simple and fast. I hope it can help you.

Loan application process:

1. The borrower submits loan application materials to Ping An Puhui;

2. The application materials submitted by the borrower undergo preliminary review;

3. Ping An Puhui will review and approve loan applications that pass the preliminary review and credit investigation and meet the loan conditions;

4. If they pass the review and approval, the borrower will be notified to sign the contract, loan, Mortgage or pledge and other related procedures; if the approval is not passed, an explanation must be provided to the borrower;

5. The loan will be issued after the loan contract takes effect