Yes.

The basis for filing an overdue credit card case is mainly based on the final bill situation. When a credit card holder fails to repay the payment overdue and reports the case to the bank, the public security organs will conduct an investigation and investigation based on the last bill of the credit card. The final bill refers to the bill after the credit card holder’s last payment deadline. If the cardholder fails to repay in full within that period, it will be deemed overdue. The public security organs will decide whether to open a case for investigation based on the overdue situation, including the overdue amount, overdue time and other factors. Such a filing process helps protect the bank's rights and interests, and also reminds credit card holders to repay their loans in a timely manner to avoid more legal issues caused by overdue payments.