A: Credit card withdrawal has no interest-free period and generates interest every day. Withdraw the cash on August 23rd, pay the bill on September 5th, and repay before the repayment date on September 25th. If the minimum payment is made, the arrears and interest can be paid off within 10 months.
2. What are your interests? How much is it altogether? When must I return it?
A: Interest is calculated on a daily basis. The daily interest rate is 0.5‰, and the daily interest rate is 3,000 yuan 1.5 yuan. A month in 45 yuan. If 10 month is paid off, the minimum 450 yuan interest is required.
3. Can the bank card be directly transferred to Minsheng Bank Card or returned at the counter?
Answer: You can transfer money to Minsheng Bank's credit card by bank card. If it transfers money by debit card, there will be a handling fee. If you go to the deposit machine of Minsheng Bank or the business hall of the bank for repayment, there is no handling fee, and the repayment will arrive immediately.
Another thing is that I used to spend by credit card. If I pay back the money directly, I will give priority to cash withdrawal. Then don't I have to pay back the cash withdrawal before I can pay back the money I spent on my credit card?
Answer: Credit card repayment is the handling fee, interest and principal of cash withdrawal. If the minimum repayment amount is adopted for cash withdrawal, you can repay the money spent on the credit card without waiting for cash withdrawal to be paid off. The minimum repayment on the instant bill includes the minimum repayment for cash withdrawal and credit card consumption.
5. The minimum repayment amount is 200. If I deposit 600 now, will I pay it all back? Not the minimum repayment amount. . .
A: Yes. Yes, it has been paid according to the minimum repayment amount.