Generally speaking, credit card telephone adjustment can be divided into self-service adjustment and manual adjustment:
1, self-service adjustment
In order to let cardholders know about their adjustment, many banks have set up voice adjustment services. The cardholder dials the credit card issuing service hotline and automatically increases the fixed or temporary limit according to the voice prompt. If you can bring it up on the spot, there will be results. If you can't mention it, it's hopeless.
Guangfa Bank, China Everbright Bank and Postal Savings Bank have all set up self-service quota adjustment services, which is quite convenient. If the self-service quota adjustment fails, you can also try to adjust the quota manually, which is more or less hopeful. Of course, you can't guarantee 100%, mainly depending on whether you can impress customer service.
Step 2: Manual adjustment
This method is generally to call the service hotline of the issuing bank, transfer the manual service according to the voice prompt, and answer the customer service questions. The customer service will check whether you are qualified to adjust the quota after confirming your identity. If there is, you can adjust the quota on the spot, and generally you can increase the existing quota by 30%-50%.
If you can't adjust the amount if you don't meet the requirements, the customer service may not tell you directly, and it will make you wait for SMS notification, which is basically fruitless. If you really want to adjust the quota, you'd better find a suitable reason to adjust the quota, such as going abroad, the consumer demand is large, and you may also be adjusted.
The above is the relevant introduction of "credit card telephone limit adjustment skills". If the call transfer fails, you need not be too discouraged. You can try other methods, such as going directly to the counter of the outlet to provide sufficient financial proof, so that the bank recognizes your repayment ability and it is easier to withdraw the amount.