Installment payment is divided into: transaction installment, bill installment, large installment, merchant installment, outbound installment (authorized installment) and so on.

No matter what kind of installment, credit installment is not supported, that is, the overpaid part of your deposit (your own deposit) cannot be installment. We have many zero-line loans, most of which are quasi-credit cards. It is recommended that you can guarantee that there are more than two bills on your credit card after using it for 6 months. Then call our bank to apply for long-term incremental business. If the approval is successful, there will be a credit limit in your card.

At present, we usually use bill installment and transaction installment.

Transaction staging conditions: card status and account status should be normal. The quota is enough. The transaction is to call the customer service hotline before the bill date comes out. If the single amount is greater than or equal to 600 yuan, the handling fee will be recorded in the first bill at one time and will not be refunded. The staging types are 3, 6, 9, 12, 18, 24. The higher the staging times, the higher the handling fee. Corporate cards cannot enjoy installment.

Conditions of bill installment: card status and account status should be normal. The quota is enough. The bill installment shall be applied after the bill date and three days before the final repayment date. Only 90% of the credit card spending can be handled in the bill, and the debt cannot be less than 1000 yuan. Cash withdrawal and other expenses do not enjoy billing installment. The stage type is the same as the transaction stage 1 to 1. Corporate cards cannot enjoy installment.

I hope my answer can help you. Thank you for your question. Have a good time. You can ask me if you don't understand. The following is the rate table of installment types. Please have a look:

The third stage1.95% 63.6% 95.4%127.2%181.7% 2415%.