Current location - Trademark Inquiry Complete Network - Overdue credit card - Can Changsha Bank's credit card be used in different places? Is there a handling fee?
Can Changsha Bank's credit card be used in different places? Is there a handling fee?
Yes, there is no handling charge for credit card consumers.

According to the Articles of Association of Furong Credit Card of Changsha Bank (version 2.0, 20 18)? The provisions of Article 13:

Depending on the type of card held, credit card holders can use it at the acceptance points of card issuers and/or international credit card organizations such as China UnionPay or VISA. Credit card is a bank card with all or part of the functions of credit consumption, cash withdrawal, transfer settlement and so on.

Cardholders should take good care of their credit cards and passwords, and all transactions with passwords are regarded as their own behaviors. Electronic information records generated by credit consumption, deposit and withdrawal, repayment, transfer settlement, online payment, mobile phone payment and telephone payment handled by card issuers based on electronic information such as passwords are valid vouchers for this transaction.

Extended data:

Relevant provisions of the Articles of Association of Furong Credit Card of Changsha Bank (version 2.0, 20 18).

If the cardholder repays all the payables before the due repayment date (inclusive), the consumer transactions incurred in the current period on the current bill shall enjoy interest-free treatment from the bank bookkeeping date to the due repayment date. The longest interest-free repayment period is 56 days, unless otherwise agreed between the card issuer and the applicant. But the longest interest-free repayment period shall not exceed the longest interest-free repayment period required by relevant laws and regulations.

Cardholders can repay according to the minimum repayment amount stipulated by the card issuer. When the cardholder chooses the minimum repayment amount, he will no longer enjoy the interest-free repayment period. The card issuer will calculate the interest on the transaction funds that the cardholder does not meet the interest-free conditions from the bank bookkeeping date until all debts are paid off and compound interest on a monthly basis. The specific interest rate will be implemented according to the credit card collection contract signed between the card issuer and the cardholder.

Articles of Association of Changsha Bank-Furong Credit Card of Changsha Bank (version 2.0, 20 18)