When we applied for Bank of Communications credit cards, many people did not pay attention to the online payment limit of Bank of Communications credit cards. Because many times, banks have defaulted to payment limits. It is not until everyone uses a Bank of Communications credit card and exceeds the payment limit that they suddenly realize that credit cards have payment limits! Then let’s take a look at the online payment limits of Bank of Communications credit cards. How much is it and how to modify the Bank of Communications credit card payment limit?
1. Bank of Communications credit card online payment limit
1. If you are applying for the SMS password version of online banking, including overflow deposits, the default limit is The daily online payment limit is 5,000 yuan, which can be set by yourself, but shall not be higher than 50,000 yuan
2. If you are applying for the certificate-certified version of online banking, including overflow deposits, the default daily online payment limit is 10,000 Yuan, you can set it yourself, but it shall not be higher than 50,000 Yuan.
3. The payment limit of Quick Payment is currently the entire credit limit. If there is an overflow deposit, it will be the overflow credit limit.
4. If the limit prompted by the system is less than your credit limit, it will be the limit set by the third-party payment institution. Take Alipay as an example. If a credit card is linked to Alipay, there are two payment methods:
Quick payment limit: 20,000 per transaction, 20,000 per day, and 50,000 per month
Online banking payment Limit: 1,000 for a single transaction, 5,000 for a single day
2. How to modify the payment limit for a Bank of Communications credit card
Log in to the Bank of Communications personal online banking and click on the menu Transfer - Online Payment Management - Online Payment Maintenance, or Credit Card - Online Payment Management - Online Payment Maintenance, you can modify the daily cumulative payment limit of the card.
Individuals can set the daily available payment limit of the card according to the maximum daily cumulative payment limit stipulated by the bank, rounded up in yuan, and the minimum can be set to 1 yuan.
Notes:
1. If the price of the goods in the order plus the amount paid on the day exceeds the set online payment daily cumulative limit, the order will not be allowed to pass through that bank card Make payment;
2. Since September 16, 2011, when conducting transactions on Alipay, a cumulative transaction limit of RMB 5,000 per card per month has been added to some online banking gateway payment transactions. If a transaction is restricted, please pay attention to the prompt information on the payment gateway page. If the accumulated amount of a single card in that natural month exceeds the limit, the card cannot continue to pay for such transactions this month.
Summary: The above is all about what is the online payment limit of Bank of Communications credit card and how to modify the payment limit of Bank of Communications credit card. I hope it will be helpful to you.