First, seize the opportunity to apply for a card
According to your actual situation, choose the credit card type that suits you best. In addition, the time of credit card application is also very important. Try to avoid weekends or national holidays. Secondly, every bank has its own master credit card. These major credit cards have relatively loose requirements for applicants' qualifications. Card friends can apply for this kind of credit card first, and don't directly apply for large credit cards that don't match their qualifications. In addition, at the end of each year or quarter, banks will relax their requirements in order to increase sales, so don't miss the best time to apply for a credit card.
Second, increase activity
Increase your activities in Shanghai Pudong Development Bank. If conditions permit, it is best to use Shanghai Pudong Development Bank as your own salary account. If you can't change it, you can move more assets, go more smoothly (it must be effective), and keep it for a certain time. If funds permit, you can also buy some low-risk wealth management products appropriately and participate in the activities of Shanghai Pudong Development Bank, which is very beneficial for handling cards.
Third, proper packaging.
Packaging information does not mean that you should cheat or provide false materials. When filling in the application form, personal income and unit welfare can be appropriately increased, but it must meet industry standards and cannot be exaggerated. For some hard conditions, such as education, mobile phone number, marital status, etc. It is not easy to cheat.
Card type recommendation
1, Pufa Dream Card Classic Platinum Card
This card is a classic card of Shanghai Pudong Development Bank. It is generally recommended that card friends with better qualifications apply for the exam. Here we recommend Dream Card Classic Platinum Card. In fact, there are many kinds of dream cards, and the card issuance rate is still good, but the credit line spans a long time. If you don't want to get too low a credit line, pay attention to the attention of Shanghai Pudong Development Bank in advance, and then apply after the comprehensive score is improved, so the credit line of 3-5w is generally no problem!
2. Pufa Beauty Card
This card is issued for female users, and new cards are constantly being introduced, but men can also apply. Although compared with other high-end cards, the rights and interests of the card are not particularly many, but it is not completely absent, mainly for shopping. The most important thing is that the application threshold is low and the pass rate is high, which is suitable for novices.
3. Standard card
The standard credit card issued by Shanghai Pudong Development Bank is very good for qualified partners. As long as it belongs to the standard card type, it has a stable income source and a high pass rate on the premise that there is no problem with personal credit investigation. Of course, if the outlets recommend credit cards to everyone, it will be better to handle the credit cards recommended by outlets than the standard cards.
Source; Little Qin Shuo card