Credit card withdrawal points are 35 points, that is, someone else helps you apply for a credit card, and then after successful application, the commission will be based on 35% of the credit limit. For example, a commission of 3,500 yuan for a credit limit of 10,000 yuan.

Some intermediaries and companies claim that customers can easily apply for a credit card within a few days by simply providing a copy of their ID card and paying a certain handling fee and production fee.

Generally speaking, if a customer wants to apply for a credit card, they must present their ID card and issue proof of personal assets and credit. Some also need to submit other financial proof such as real estate before they can apply to the bank, and the requirements are different. Banks at different levels have different approval authority for credit card overdraft limits.

Bank credit card marketing will not be carried out on behalf of others. These intermediaries and companies do not rule out the possibility of fraud. It may be to obtain relevant fees or information, or it may even be that some criminals take advantage of consumers' eagerness to apply for cards and cash out to engage in illegal fund-raising activities.

Consumers should not easily provide their identity information to strangers to avoid being deceived. If you want to apply for a credit card, you should go to the bank and apply through formal channels.