1. What is a postal easy loan card?

Easy Loan Card is mainly aimed at some people who have applied for loans, and they can apply online, and their quota is relatively high. The interest-free period is higher than that of credit cards. At the time of application, users must have a credit card to apply for an easy loan card. This card is used to lend money by reviewing credit information, so users with good credit information can apply. After application, they must repay on time to avoid late fees.

second, what is the meaning of easy loan card

easy loan card is mainly for urban and rural residents such as farmers, individual industrial and commercial households and small and medium-sized business owners engaged in agricultural production and operation. To apply for an easy loan card, you need to meet the following conditions:

1. A natural person with full capacity for civil conduct, aged over 18 years old and under 6 years old, and in good health;

2. Have a permanent residence in the local town (township) or a valid residence certificate. If they are individual industrial and commercial households and small and medium-sized business owners, they must hold a valid business license issued by the administrative department for industry and commerce for annual inspection. In principle, the continuous normal operation time is more than one year, and in principle, the place of business and the operator's household registration are located in the service area of the loan bank of rural cooperative financial institutions.

3. Complete the application procedures for "Easy Loan Card", open the business related to e-banking products and master the operation of e-banking;

4. Commit to strictly fulfill the agreed purpose of the loan funds by independent payment;

5. voluntarily accept the credit management and settlement supervision of rural cooperative financial institutions in Anhui province, collect the operating income into the "easy loan card" account opened by the card issuer, and provide proof of production and operation to the loan bank of rural cooperative financial institutions in Anhui province regularly or irregularly.

How to ask questions about easy credit card

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Easy loan cards are mainly for urban and rural residents such as farmers, individual industrial and commercial households and small and medium-sized business owners engaged in agricultural production and operation. To apply for an easy loan card, you need to meet the following conditions:

1. A natural person with full capacity for civil conduct, aged over 18 years old and under 6 years old, and in good health;

2. Have a permanent residence in the local town (township) or a valid residence certificate. If they are individual industrial and commercial households and small and medium-sized business owners, they must hold a valid business license issued by the administrative department for industry and commerce for annual inspection. In principle, the continuous normal operation time is more than one year, and in principle, the place of business and the operator's household registration are located in the service area of the loan bank of rural cooperative financial institutions.

3. Complete the application procedures for "Easy Loan Card", open the business related to e-banking products and master the operation of e-banking;

4. Commit to strictly fulfill the agreed purpose of the loan funds by independent payment;

5. voluntarily accept the credit management and settlement supervision of rural cooperative financial institutions in Anhui province, collect the operating income into the "easy loan card" account opened by the card issuer, and provide proof of production and operation to the loan bank of rural cooperative financial institutions in Anhui province regularly or irregularly. Answer

Which bank's easy loan card do you want to apply for? Answer

1. Easy loan card business is only for individual customers, and customers of enterprises and institutions cannot apply for this card;

2. account association: when a user applies for an easy loan card, he/she needs to open a special bank card account, which will be used as the settlement account of all the loan accounts of the customer. When the customer needs to lend money or repay, he/she must settle the funds through this associated account;

3. A customer can apply for multiple easy loan cards in the same rural commercial bank, but only one easy loan card can be associated with credit extension. If the existing credit line or other factors are modified, the existing credit line must be cancelled and a new business must be initiated;

. Agreement on repayment of principal and interest:

1 Rural Commercial Bank will recover the principal or interest in full on schedule

(1) Ten days before the loan expires, the system will send a repayment reminder message to the customer, prompting the repayment date and whether the amount of the current settlement account in the card has fully repaid the loan principal and interest;

(2) On the interest settlement date or principal and interest repayment date, the system will automatically deduct the interest and principal from the current settlement account of Easy Loan Card;

(3) After the interest or principal receivable is deducted successfully, the system will send the account transfer message to the customer;

(4) customers can check the repayment record of the loan and the funds in the card through the counter and electronic channels.

You need to bring all the relevant documents to the bank counter to answer

3. Can you use the provident fund to buy a house without inviting the easy loan card?

Yes

Banks that can apply for provident fund loans:

China Construction Bank, Industrial and Commercial Bank of China, Bank of Communications, Nanjing Bank, Middle East Development Bank, Industrial Bank, Minsheng Bank, Ping An Bank, Huaxia Bank, China Everbright Bank, Jiangsu Bank, and so on.

provident fund loan conditions:

1. Have legal and valid identity documents;

2. The deposit status is normal, and the provident fund has been paid in full for more than 6 months (inclusive) and has good credit;

3. Have a stable income and the ability to repay loans;

4. There is an agreement or the Property Ownership Certificate issued by the real estate administrative department;

5. If you buy a house, you have paid not less than the total price of the house you bought. 3

6. If you build, renovate or overhaul a house, you can pay the upfront cost of construction, renovation and overhaul;

7. documents of approval for construction and renovation;

8. If the house is overhauled, it shall have the documents approved by the planning management department;

9. It can provide effective guarantee recognized by the management center;

1. Other conditions stipulated by relevant laws, regulations and policies.

4. What is a postal debit card?

hello, the bank card issued by the postal service is a debit card, and its official name is "green card" (not American green card! ）。 The feature is that the card can be used at the same time, and it is convenient to deposit and withdraw money in different places. The debit card is for you to deposit first and then take it out. The money is yours, not the bank's. The savings card usually refers to is actually a kind of debit card, and the postal debit card is also a savings card, which is exactly the same. Debit cards just can't be overdrawn, they can only be deposited first and then withdrawn. Yes